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Endowment policy

Endowment Policy is type of life insurance policy which provides insurance cover and maturity benefits too. Basically, endowment plan is term insurance policy with maturity benefits. In case of demise of policyholder, the Sum Assured is paid to the beneficiary. On survival of policyholder, the accumulated amount along with bonuses is paid.

Endowment plans are priced a little higher than term plans because of maturity benefits.

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